The Smart Way to Splurge - The Luxe for Life Purchases Worth Your Money

The Smart Way to Splurge - The Luxe for Life Purchases Worth Your Money
Photo credit: Laura Chouette/ 

Splurging on fancy things has its own kind of thrill. A brand new leather jacket shining like a rockstar, the touch of a cashmere sweater as soft as clouds, and the captivating smell of a high-end perfume – these can make us want to break our piggy banks. But what if these spends could become investments? Investments that could give you a lifetime of style, durability, and enjoyment? 

Treasures in Your Wardrobe

Wondering why you should spend your pocket money on stuff like a hot leather jacket? This classic piece beats its fabric counterparts when it comes to being a wardrobe superstar. A good leather jacket keeps you warm in winter and stays cool for spring or fall too. And oh, the coolness quotient it carries!

Next on the list of luxe goodies is the king of all sweaters - cashmere. They're as warm as a snuggling puppy and as classy as a royal knight. Although they might cost more than your usual sweaters, their long life and durability make them a smart choice.

Durable, well-made shoes are also a good thing to spend on. After all, we need comfy places for our feet for all kinds of occasions. So, allocating a part of your money for sturdy shoes isn't a bad idea. 

The Scented Luxuries that Linger 

If you have an affinity for perfumes, surrendering to the allure of a luxury fragrance is hardly a sin. Often, these bottled wonders last longer, their scent lingering like a tune you've grown fond of. So, while the initial purchase might seem steep, in retrospect you'll realize that the investment was, after all, a whiff in the wind. The good news is, you can even rely on an RBC credit card for such purchases. Also, remember, RBC credit cards are not just for spending--with their credit cards you can also earn rewards, cash back, or travel points, making each purchase more rewarding.

Your Dream Wheels

Let's dive into the grand scheme of things - automobiles. Securing the finances for your dream car is indeed a pursuit that requires time, consistency, and a clear financial roadmap. It isn't a quick, one-time fling with your savings but a long-term commitment to a financial plan.

The secret weapon to this task is steadfast saving, carving out a significant slice of your cash flow towards your vehicular aspirations. It's almost like nurturing a savings account dedicated exclusively for this purpose. Over time, these seemingly modest contributions can grow into a substantial amount, inching you closer to the driver's seat of your dream machine.

While the thought of owning your dream car might give you a rush of excitement, it's equally imperative to remember the financial aftermath. The acquisition is only half the triumph; maintaining your purchase without causing a seismic shock to your finances is equally important. 

It's not just about being able to afford the car but also ensuring that its upkeep, including maintenance, fuel, and insurance, doesn't result in a fiscal stranglehold. Therefore, budgeting for the ongoing costs of owning a car, alongside the initial purchase cost, is absolutely essential.

But remember--spending smartly is not about being stingy. It's actually about making wise decisions--along with finding true value in your buys. Splurging--in other words--is not about spending more or less but spending better. After all, real luxury is enjoying the best life has to offer. So why not start saving for yours?

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